Two-Family Homes For Sale
Garden State Episcopal CDC is putting home ownership within your reach through the Halladay HOME Program located at 291-297 Halladay Street, Jersey City. Our affordable, two-family homes are available to eligible, moderate-income, first time homebuyers.
- Sales Price: $250,000
- Down Payment: 3.5% minimum
- Total Monthly Housing Payment: $1,000
*Estimate includes PITI and 9 months of rental income per year.
NOW ACCEPTING APPLICATIONS
- All Halladay Homes Are Under Contract
- Call To Find Out About Any Other Opportunities!
- Call 201-687-9807
- Contact us
Eligibility
- Must be first time homebuyer - If you owned a home before, you must have sold it or removed your name from the deed 3 years prior to buying this housing
- Must have completed first time home buyer training before closing - You can apply without completing this. However, you must complete before we sell the home to you. GSECDC can refer you to several free courses.
- Must be able to obtain a prequalification from a mortgage company within 15 days of receiving a notice of eligibility from GSECDC. The earlier you do this the better. This will allow GSECDC to confirm that you have the ability to secure financing from a lender.
- Must demonstrate a minimum of 3.5% of purchase price for down payment and savings for closing costs. Minimum incomes apply as well.
- Households cannot exceed the following income maximums - Please account for gross income (before taxes) for ALL Household members that will occupy the unit. You must factor all benefits like child support, social security, unemployment and the like.